Saving tips

Any more credit card debt and this blog will morph into a penny-saver tip site, hahahaha

Looking to slash that household budget?

Renegotiate everything - your wireless plan, your car insurance, you name it. 

I've created a whole new art to take your lunch to work.  This week it's ramen noodles - hooray, I'm 19 again. God I love this economy. Pro-tips: 

1. Don't use the entire seasoning packet, to cut down on the sodium

2. Add a cup from the bag of frozen veggies of your choice.

3.  Add a tsp of THIS sauce: 

more thankful than imaginable

The holiday weekend came and went so quickly.

Viking ended up being able to join us, his Dad spent the holiday with his brother. Yay! Our family loaded in the car and hauled to NYC with only a few tears from the backseat. The visit was nice- not relaxing mind you - but pleasant. My parents are in love with S (Nibble too, but S got the accolades for being the cuddlier one). But my mom made the Best Fucking Turkey in the Word (TM) and there was no drama. In fact everyone got along really well despite the close quarters and sometimes at odds politics. Yay for calm!

After three nights of not sleeping on a cramped futon with an often screaming baby in the pack and play 30 inches away, the first night back in my own bed was amazing.

I'm pretty sure I have some sort of muscle injury in my back from hauling the 40 pound person around and up and down stairs. I'm considering seeing a chiropractor because it's covered by my insurance. What I'd really love is a massage but....

We're experiencing a cash flow problem in my house.  "Are we poor?" asked poor Niblet, when she heard Viking and I bickering about money. "Nooo sweetie, we're not poor by a long shot. We just have to be really careful about money right now because having C on a payroll and paying her fairly is eating at our ability to have more nice meals out and buying things we really don't need."

Actually, it's a little worse than that -  we are accumulating a fair amount of debt on my credit card - that I don't see being able to pay off in the next three months without a substantial gift from my parents. Viking has eliminated all of his savings. Thankfully, I was raised on the fringe of the middle class and have a good idea about how to save money overall - but it will take a while. Viking on the other hand is freaking out. We are still paying off our home equity loan - the one that allowed us to bring Samantha into the world. Money well spent, but money still owed.

We've cut out virtually all eating out. The convenient fancy Wholefoods Grocery across the street is a treat now, it's all Giant foods with coupons all the time now (Please Please Please don't go on strike Giant members of UFCW local 27 who were chanting in the store last week. I support you and can't cross a picket line but I really can't afford the WholePaycheck right now). I haven't bought a cup of coffee in months. My black beans in the slow cooker are a thing to behold.

I've cut trips to Target (buy your diapers online to cut the impulse shopping!) Viking is going to sell his roadbike. I am hoping to start back up a Zumba class at the office to make an extra $20 bucks a week next year.

Both T and I have significantly reduced our 401K contributions. I've also reduced Nibble's 529 contribution. I'm constantly looking for other places to slash the household budget.

Hand me down toys that Samantha has never seen will emerge from the attic this Christmakuh. Nibble understands she will not be getting the electronics she wants (don't worry, she'll do just fine on the present front).

Viking and I realize just how much my mother being Nibble's primary caretaker her first year meant financially, we are so grateful for my parents help. Having C on payroll is a finite expense and we are so grateful for having her in our lives. But paying one's Nanny a living wage and benefits is definitely something that is stretching us to our limits.

The main thing I'm trying to do is ensure Nibble doesn't feel any of this. We are still paying for her (very) expensive dance training because she loves it and is incredibly talented and I don't skip on quality ballet classes. She has Hebrew School which also must be paid for. I'm constantly on the hunt for Groupons for activities.

It's all good. Aside from my back and knees (which desperately need PT that won't be covered by insurance) and teeth (which need braces for non-cosmetic reasons that also won't be covered by insurance), we have our health. We have our house - it needs a lot of work that also won't get done any time soon (peeling plaster, a rotting front porch), but it's still standing.

So thankful.

(I just need my car to not break down).

take a deep breath

People say to breathe all the time right?

So we always travel to NYC for thanksgiving with my parents.  I cook the goyishe Christmas meal. This is how we've traditionally managed the separate families who live states away.

Except this morning I received a text from Viking.  "Hey, I may stick around for thanksgiving to be with my dad."

There was a piece of me that was bracing for this. First thanksgiving for my FIL without his wife of 40 years. They traditionally spent it with my brother in law and his wife, but those two are wildcards.

Breathe. Don't type back. Just breathe.

I will not drive the girls myself. No gonna happen, my car is already in poor condition and I can't manage the two screaming kids in the back on a roadtrip by myself. Nope nope nope.

So it's the train or my girls don't see her grandparents. Ok. Get on Amtrak.com and look at the fares.

Jesus. This will cost a fortune and I'm currently carrying a $6000 balance on my credit card that I can't pay down fast enough. Ok, cheapest 6am train it is, I can do this. I can pack up the baby and her sister, a large stroller and one large suitcase. I can do this. My parents would like irritate my husband beyond repair anyways this year.

It will be ok.

Except the fraying is there. This weekend marks my 12 year anniversary - 12 years married, 17 together. A lifetime.  When I first got that text message I was indescribably angry. I'm exhausted. The brunt of household chores fall on me. I'm offered the option of working out after I get the baby down at 7pm, which I've got to say is the worst time in the world to work out because you're tired and then your heartrate jacks up and it's damn hard to fall asleep. And at 7pm I have to first clean the living room up to make space to work out anyways. It's not a great deal.

My nanny informed me that from her daily morning parenting podcast she learned that single mothers have less housework than married ones.  Read that again. Based on the cleaning I do I can totally say this true.

I don't want a marriage frayed from the years of resentment brought on by exhaustion. He's exhausted too. He gets up at 5 to commute 90 minutes to a job he doesn't particularly enjoy. He lost his mom. He's worried about his dad. He shares the responsibility of getting Niblet to her dance classes, to Hebrew school if I'm gone. He cooks some meals and does grocery shopping, (though honestly not as efficiently as I do because he still doesn't know how to meal plan. But he makes his own breakfasts and lunches and that's something).

Breathe.

It's time to dance

The last few weekends I was sent out to knock on doors for politicans running for local offices in Virginia. It's technically volunteer work, but really I call it "voluntold" work because there's unwritten language with my employer that I must participate in these weekends.  

This weekend I was out of the house on Saturday from around 8am to 5pm, and then Sunday from around 9:30 am to 5:30 pm. I raced home each night as fast as I could to get to S, mainly to snuggle and squeeze her.  Last night after I put her down I let Nibble French braid my hair (her new obsession) and just reveled in a little coziness.

I know 2020 is going to be exhausting, especially after the primaries (though at this rate they feel like they're 20 years away). No matter what your political persuasion you KNOW it will be exhausting. 

So I've already decided I'm checking out. I need to muster the skills to talk to voters at their homes next year, and I'll do my job as always.  I do healthcare policy for a living (I've even drafted a few state bills on the topic thank you) and I am well versed in the many opportunities and many challenges of expanding Medicare. 

But as I start to hunker down mentally for the holidays I realize that I need to do some key things for the coming year, long before resolutions are even uttered...

1. For one I need to commit to unplugging from social media. Phones get turned off at 10pm. No exceptions. I've already mulled eliminating Facebook (which is difficult because it's my primary way of communicating for my Zumba classes). Which gets me to...

2. I'm also committing to choreographing a new series of Zumba classes for my colleagues at work and my daughter's school community. This is easier said than done because I use a lot of bandwidth of time getting Nibble to and from her own dance classes.  But I feel like the time I putter away on FB, IG and Twitter could be used towards REAL community.

I feel like I write this all  the time, more dancing less social media, because I do write it all the time. Now I need to hold myself to it.

Things have fallen off the cliff in my house just from two weekends of not being home. Like, don't look at my floors or my bathtub. seriously, it's more a warning than anything else. Also I haven't cooked as much as I need to keep our budget in line. Like, I am deeply in credit card debt right now and need my own braces which aren't covered by insurance despite not being for cosmetic reasons and I can't afford to buy you that lunch at Chipotle Nibble, no, I really don't have that $10 right now. And I have to budget for a nanny tax bill and an extra week's pay for C for Christmas, like now, so I'll have the money.

The other truth is that my Zumba classes (which are donation only) will be my free way of exercising and standing in place of the destressing massages I can no longer afford.

HOME and moving forward

I returned from my jet-setting adventures through NY about 16 hours early, late Saturday night.

Viking had a cold.  A head cold sure, but I could tell, this put him out of his depth.  Based on looking at some red-nosed, glassy eyed pics sent to me of Samantha, she had one too. So while I was having a surprisingly good time walking down memory lane with classmates on Saturday, I skipped out on  the evening drinking portion of the reunion and hopped on a train back home that night.

When Sammi woke up on Sunday morning I assumed she would be happy to see me.  Yeah, she was, but....

This is also the week I chose to wean her. So she repeatedly cried "NA NA" while closing her hand in a fist (her sign for milk) and yeah, kid, that was rough.

I have to say, I have some very mixed emotions about weaning her.  See, I used to always joke that as soon as a kid could use words to request a specific food, that would be it, they're cut off.

The truth is that I loved the quiet time we spent every morning and night. She wasn't getting a whole lot out of me, yes, I was really functioning as a human pacifier. But I honestly never had an issue with it.

So why did I wean (besides being away for days and effectively killing my milk supply)?

I need a mammogram.  I can't get one.  No matter how hard I try through my doctors, I can't find anyone to give me one unless I'm no longer lactating for at least 3 months. And I have super dense breast-tissue, so I am already bracing for the hell of getting red flags on my mammograms.

I also currently know three women my age who have recently been in treatment for cancer. All of them I know through our kids.  There's a voice in my head that won't quiet.  Call it an intrusive thought, call it my general anxiety about always expecting the bottom to drop. But I have to get a mammogram and this is honestly the only way I will get approved for one.

My baby isn't taking to losing our nursing bond very well. There were some loud screams and big tears last night, and this morning.  It's a shock to her system in a way that it wasn't for her sister (Nibble was weaned around 14 months, and the best word for her reaction was ambivolent).

We'll get through it quickly I'm sure.  I now spend about 5 straight minutes just holding her and snuggling in those moments we used to nurse.  But yeah, the sense of loss is mutual kid.  It really is bittersweet.

Remembrance Day

October 15th has snuck up on me again. This miscarriage and infant loss Remembrance Day has a way of doing that.

I’m gonna be all up in my feelings because I am flying off to upstate NY today for a work conference. Then on Friday I fly into NYC for a school reunion.  Today is Tuesday. I won’t be home with my living babies and husband until Sunday afternoon. This is the first long trip I will have taken away from Samantha and Niblet since Samantha was born. Oh. Wow

I’ve been trying to focus on the positives. My kids are in good hands with their dad and our nanny. I will finally have the opportunity to wean the almost 2 year old. I might get some nice sleep and adult conversation.

But my heart actually aches for my kids, and I’m only en route to the airport. And I will be sharing a hotel room with a nice but chatty colleague who I will probably have to flee from repeatedly, especially at 7 pm this evening when I try to find a candle to light in my babies’ memories.

I am sending peace and solace to everyone who is finding themselves deep in thoughts about their babies tonight. So much love to everyone in this community of motherhood.

Happy New Year

In the Jewish Calendar it is now 5780, we are celebrating our New Year.

The Rabbi of our congregation gave us an exercise to ponder as we approach Yom Kippur, the Day of Atonement.  For my non-Jewish readers, this is Easter Sunday for the tribe - meaning that those of us who never show up for services DO attend on this day.

I offer some of my off the cuff introspection below:

Something I regret from this past year:
I would say not calling my parents enough, and viewing it with grim trepidation when I do (which in case you're wondering, is roughly a few times a week).

Lately, we've had to have some carefully narrowed conversation to avoid arguing, it's exhausting when we're arguing. I should add, this isn't new. They also felt it's appropriate to freely criticize the Viking for the last decade.

(But I want to be clear, they will never say anything negative about him in front of our children, they've told me that and they honor it. Still their willingness to trash talk him to me has always been, sigh, exhausting).

Something I realized this past year:
People say that time heals - but I really think it's that we are given the opportunity to have love fill some of the broken places. A lot of grief is love that needs a place to go.

Something that brought me joy or gratification this past year:
This one's easy. My daughters and the way they interact with each other. Niblet calls her sister "Yammy" (like, uh, a sweet potato). Her sister calls her "DeeDee because she can't pronounce her name. They really do stare at each other with wonder sometimes.

L'Shana Tovah