Monday, November 13, 2017

When your brain goes to dark places

We are trying to line our ducks in a row, as one does when a newborn may arrive into your house in less than 10 weeks.

Viking's benefit enrollment period begins in a few weeks.  I have that magical unicorn of insurance known as cadillac insurance in the states - no co-pay, no deductable, no costs at all.  All employer paid.  Covering everyone in my family.    However, we've been paying a few hundred dollars a month for Viking's employer insurance for one reason:  IVF coverage.

Naturally, with me heading out of work for six months, some of this time unpaid, and with mounting expenses of daycare looming, we should drop Viking's insurance.  Right?  Of course.

Unless you worry that something terrible will happen.  To the baby you are carrying.  And deep in the recesses of your mind you worry that you will have to endure another IVF cycle.

But the baby is dues in January and we need to make this decision by the end of November.  Which means we are likely throwing caution to the wind and dropping his coverage.

What's it like to get ready to deliver a baby, and just imagine delivering that baby without incident.... to just walk around without any sense that something can go wrong?  Beats the fuck out of me.

2 comments:

  1. We're in a similar type of situation. Trying to decide if we should try one-more one more time. Also under an insurance deadline. Wishing you well, as always with your pregnancy!

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    1. Thank you! Yeah, we are gonna drop the insurance because long maternity + daycare = BROKE-ASSED FAMILY. But I can't say I'm not in a state of minor panic about it.

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